A list of your income and expenses, no matter how complete, is not a spending plan, but is the information you need to create a spending plan. And, a paycheck_by_paycheck spending plan will help ensure the success of, or at least help prevent the failure of your budget.
Budgeting worksheets are made primarily for the use of budgeting.If you are quite familiar with the typical worksheets that you use for your basic computer needs, then you will surely understand how budgeting worksheets generally work. Just like the simple and ordinary version, these special worksheets are designed to contain data and information systematically and orderly. However, since these are special worksheets, they have special properties incorporated with them. And for such purpose, they have a particular array of specifications and categories to help out with making the budget work for you.