Budget Planning: Prepare the next month's budget seeing the current month's spending patterns. For this, download household budget template free from net and feed amounts spent in each category. Some templates have the feature of adding items and customizing other features. This type of templates work better than fixed templates as all household items of expenditure can't be same. On the basis of report prepared, see where there was unnecessary expenditure and how to curb it. If the meaningless expenditures continue over few months, you can determine a pattern and work towards controlling it. Moreover, on the basis of income and expenditure, the expense report template provides a fair idea on household budgets.
There are at least a couple major problems with this method. First, it's pretty easy to overlook quite a few expenses. Things like that daily stop at the coffee shop, or the cost of a car registration that happens only once a year.