Budgeting Worksheet: Compare your Monthly Spend to a Standard Guideline _ Once you put your numbers in, how do you compare to the national average or some other standard guideline? The budgeting worksheet should give you some idea of how you compare in each of the above categories. Then you can make some decisions if you're over or under spending in some areas. The beauty of using worksheets is not only to see where your money is going but to see how you compare to a standard guideline.
So, how to begin using expense report templates? Analyze: Begin by analyzing where each penny is being spent. Feed the information on the spreadsheet and on the basis of expenditures and savings, fix a goal on how much to spend and save for the next few months. Initially, it is going to be difficult typing down even smallest of small expenses, but if you seriously want to save money, better start doing it.